I Need a Pension Number
Use the calculator to estimate a retirement fund, income gap and tax-relief allowance before you compare providers or contribution levels.
Open the calculator →See what you may be on track for, understand the Irish pension options that fit your situation, and know when to get regulated advice before you act.
Clear Irish pension information · illustrative calculator · no personal financial advice
Choose the question closest to yours. Each route explains the rules in plain English and links to official sources.
Use the calculator to estimate a retirement fund, income gap and tax-relief allowance before you compare providers or contribution levels.
Open the calculator →Check how PRSAs work in Ireland, what Revenue limits apply, and when a Standard or Non-Standard PRSA might need advice.
Read the PRSA guide →You've been enrolled into My Future Fund since 1 January. Should you stay in, opt out, or set up your own PRSA instead? There are real tax-relief trade-offs.
My Future Fund guide →Consolidation can simplify administration, but a transfer may also give up valuable rights. This guide explains what to check first.
Consolidation guide →PRSA, personal pension, or an executive pension if you have a limited company. Different tax-relief ceilings apply by age. Here's the honest comparison.
Self-employed pension guide →Starting later can increase Revenue's age-related contribution percentage, subject to earnings and contribution limits.
Tax relief guide →PRSA vs occupational vs personal pension vs state pension. Who they suit, what they cost, what tax relief applies.
Compare PRSA providers →Contributions from any of 31 EU/EEA countries can be combined with Irish PRSI. You may be entitled to pensions from multiple countries simultaneously.
EU pension guide →Learn how to verify a pension firm on the Central Bank register and prepare for an advice meeting.
Regulated-advice guide →Pension searches often jump straight to "best PRSA" or "pension advisor Ireland". A safer order is to check your likely gap, confirm whether tax relief is available, then compare product routes.
The calculator shows whether your current contributions are near a common retirement-income benchmark. It is illustrative, but it makes the advisor conversation much more focused.
Run a pension estimate →Revenue relief depends on age, earnings, existing contributions and pension type. The guide explains the 2026 age bands and the capped earnings basis.
Check tax relief →Ask an advisor a specific question: PRSA versus occupational scheme, personal versus company contribution, consolidation, drawdown, or auto-enrolment trade-off.
Find advisor routes →Tell us what you need help with. Pensionplanner.ie will review the enquiry and respond about available next steps. We do not provide financial advice ourselves.