My Future Fund: Should You Stay In or Opt Out?
Auto-Enrolment went live 1 Jan 2026. Higher-rate taxpayers often face a genuine tax-relief trade-off between AE and a PRSA — here's how to think about it.
Plain-English, citation-backed Irish pension guides. Not financial advice — real pension questions, answered clearly.
Auto-Enrolment went live 1 Jan 2026. Higher-rate taxpayers often face a genuine tax-relief trade-off between AE and a PRSA — here's how to think about it.
21 April 2026 OMA deadline is forcing many transfers. PRSAs, master trusts, personal retirement bonds compared — and when NOT to consolidate.
Ireland's five major PRSA providers side-by-side — charges, fund ranges, and who each one suits.
Age-based limits, the €115,000 earnings cap, marginal-rate relief, and how to backdate contributions to last year's cap before the October/November deadline.
PRSA vs personal pension vs Executive Pension (for limited-company directors). Which gives you the most flexibility and the best tax relief.
The state pension is €14,400/year. Most comfortable retirements need more — here's a realistic framework for working out your number.