I've Been Auto-Enrolled
You've been enrolled into My Future Fund since 1 January. Should you stay in, opt out, or set up your own PRSA instead? There are real tax-relief trade-offs.
My Future Fund guide →Auto-Enrolment went live on 1 January 2026. The OMA derogation expires on 21 April. If your pension needs attention this year, it probably needs it now. We'll help you understand the decision and connect you with a Central Bank regulated advisor.
Independent comparison · not a financial advisor · refers to Central Bank regulated partners
Pick the starting point that matches your situation. We'll point you at clear, factually-grounded information — then, if it helps, to a regulated advisor.
You've been enrolled into My Future Fund since 1 January. Should you stay in, opt out, or set up your own PRSA instead? There are real tax-relief trade-offs.
My Future Fund guide →Old jobs, forgotten accounts, occupational member accounts. Before the 21 April 2026 OMA deadline, most people benefit from consolidation.
Consolidation guide →PRSA, personal pension, or an executive pension if you have a limited company. Different tax-relief ceilings apply by age. Here's the honest comparison.
Self-employed options →The average Irish pension pot of €140,000 provides about €5,600/year. If you're starting later in life, the tax relief is bigger (up to 40% of earnings at 60+).
Tax relief guide →PRSA vs occupational vs personal pension vs state pension. Who they suit, what they cost, what tax relief applies.
Plan types →Directory of Central Bank regulated pension advisors. We refer — we don't give advice ourselves.
Advisor directory →Tell us your situation in one minute. We'll match you with a Central Bank regulated advisor who can answer your questions in a free, commitment-free consultation.