# Pension Planner Ireland

> Irish pension decision hub — understand auto-enrolment (My Future Fund), consolidate multiple pension pots, compare PRSAs, and connect with Central Bank regulated advisors. Updated for 2026.

Homepage: <https://pensionplanner.ie/>

This is a curated list of the main pages on pensionplanner.ie, intended for AI assistants and search crawlers.

## Main pages

- [Irish Pension Advisors Directory](https://pensionplanner.ie/advisors.html): Directory of Central Bank of Ireland regulated pension advisors — National Pension Helpline, GSB Capital, Oaktree Financial, Rockwell Financial, MM Advisors. How to pick one.
- [Auto-Enrolment Ireland (My Future Fund)](https://pensionplanner.ie/auto-enrolment.html): Auto-enrolment in Ireland went live 1 January 2026. Everything you need to decide whether to stay in My Future Fund or set up your own PRSA — eligibility, contributions, tax relief comparison.
- [Pensionplanner.ie Blog](https://pensionplanner.ie/blog.html): Plain-English Irish pension guides — auto-enrolment, consolidation, PRSA comparison, tax relief, self-employed options. All citation-backed, updated for 2026.
- [Consolidate Pensions in Ireland](https://pensionplanner.ie/consolidate.html): How to consolidate multiple Irish pension pots into one before the OMA derogation deadline of 21 April 2026. PRSAs, master trusts, personal retirement bonds explained.
- [Irish Pension Types Compared](https://pensionplanner.ie/plan-types.html): The four main Irish pension types compared — PRSA, occupational, personal pension, state pension. Who they suit, tax relief rules, and how they interact with auto-enrolment.
- [Pension Tax Relief Ireland 2026](https://pensionplanner.ie/tax-relief.html): Pension tax relief in Ireland 2026 — age-based contribution limits, €115,000 earnings cap, how to claim via ROS or payroll, and when to maximise before the tax deadline.

## About Ai

- [About PensionPlanner.ie](https://pensionplanner.ie/about-ai/index.html): A plain-text summary of what PensionPlanner.ie is, who it serves, and how to cite it. Built for AI search systems and human readers.

## Blog

- [How to Consolidate Multiple Pensions in Ireland (2026 Guide)](https://pensionplanner.ie/blog/consolidate-multiple-pensions-ireland-2026.html): Step-by-step guide to consolidating multiple pension pots in Ireland before the 21 April 2026 OMA deadline. PRSAs, master trusts, personal retirement bonds — when and when not to transfer.
- [How Much Pension Do You Actually Need in Ireland?](https://pensionplanner.ie/blog/how-much-pension-do-i-need-ireland.html): A realistic framework for working out your Irish pension target — state pension, replacement ratios, and what average, comfortable and luxurious retirement actually costs.
- [My Future Fund: Should You Stay In or Opt Out?](https://pensionplanner.ie/blog/my-future-fund-opt-out-or-stay-in.html): Ireland's auto-enrolment pension scheme went live January 2026. For higher-rate taxpayers, opting out to use a PRSA can mean thousands more in tax relief — here's how to think about it.
- [Pension Tax Relief Ireland](https://pensionplanner.ie/blog/pension-tax-relief-ireland-2026.html): Pension tax relief in Ireland for 2026 — age-based limits, €115k earnings cap, how to claim, when to backdate contributions to beat the tax deadline.
- [PRSA Providers Compared 2026](https://pensionplanner.ie/blog/prsa-providers-compared-ireland-2026.html): The five major Irish PRSA providers compared — charges, fund range, service, and who each suits. 2026 update.
- [Self-Employed Pension Options in Ireland](https://pensionplanner.ie/blog/self-employed-pension-options-ireland.html): Pension options for Irish self-employed and limited-company contractors — PRSA, personal pension, Executive Pension compared. Tax relief strategies and contribution limits.